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Money & Banking

Useful Spanish vocabulary and phrases for talking about currency, banking terms, and financial vocabulary

🏦 Banking Services

Explore different banking services and learn essential vocabulary

🏦 Account Management

Managing your bank account and basic operations

Key Vocabulary

la cuenta corriente
checking account
la cuenta de ahorros
savings account
el saldo
balance
el extracto bancario
bank statement
la transferencia
transfer
el ingreso
deposit

Common Operations

Consultar el saldo
Check the balance
Hacer una transferencia
Make a transfer
Ingresar dinero
Deposit money
Solicitar un extracto
Request a statement

💱 Currency & Exchange

Learn about different currencies and exchange vocabulary

Euro (EUR)

The official currency of Spain and most of the European Union

Denominations

billetes (bills)
5€10€20€50€100€200€500€
monedas (coins)
1c2c5c10c20c50c1€2€

Exchange Phrases

¿Cuál es el tipo de cambio del euro?
What is the euro exchange rate?
Quiero cambiar dólares a euros
I want to change dollars to euros
¿Hay comisión por el cambio?
Is there a fee for the exchange?

Banking Scenarios

Practice real-life banking conversations and situations

Opening a Bank Account

👤
Buenos días, quiero abrir una cuenta corriente
Good morning, I want to open a checking account
🏦
¡Perfecto! ¿Tiene usted todos los documentos necesarios?
Perfect! Do you have all the necessary documents?
👤
Sí, tengo mi pasaporte y el certificado de empadronamiento
Yes, I have my passport and the registration certificate
🏦
Muy bien. ¿Qué tipo de cuenta prefiere?
Very good. What type of account do you prefer?
👤
¿Cuál es la diferencia entre las cuentas?
What is the difference between the accounts?
🏦
La cuenta básica no tiene comisiones, pero tiene limitaciones
The basic account has no fees, but has limitations

💳 Payment Methods

Learn vocabulary for different ways to pay in Spanish-speaking countries

💵 Cash

Vocabulary

el efectivo
cash
el billete
banknote
la moneda
coin
el cambio
change
exacto
exact amount
suelto
loose change

Common Phrases

Pago en efectivo
I pay in cash
¿Tiene cambio de 50 euros?
Do you have change for 50 euros?
No tengo suelto
I don't have change
Quédese con el cambio
Keep the change

Spanish Banking Culture

🏦

Banking Hours

Spanish banks typically open Monday-Friday 8:30 AM to 2:00 PM. Some branches have extended Thursday hours until 4:30 PM.

📄

Documentation

You'll need your passport/DNI, proof of income, and "certificado de empadronamiento" (residence certificate) to open an account.

💳

Card Usage

Debit cards are more common than credit cards. Many places accept cards, but small amounts might require cash.

📱

Bizum

Bizum is Spain's instant payment system. Almost everyone uses it for splitting bills and sending money between friends.

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Money

el dinero
money
el euro
euro
el dólar
dollar
la libra
pound
el céntimo
cent
la moneda
coin
el billete
banknote
el efectivo
cash
el cambio
change
el precio
price
caro
expensive
barato
cheap
gratis
free

Banking

el banco
bank
la cuenta
account
la tarjeta
card
la tarjeta de crédito
credit card
el cajero automático
ATM
retirar
to withdraw
ingresar
to deposit
transferir
to transfer
el préstamo
loan
el interés
interest
la comisión
commission/fee
el saldo
balance
la factura
bill/invoice
pagar
to pay
cobrar
to charge/collect
ahorrar
to save
gastar
to spend